AML Specialist II

Impact Reduces exposure to financial loss, increased expense and reputational risk.
Responsibilities The Anti-Money Laundering (AML) Specialist II is responsible for assisting the BSA Department in all aspects of the BSA Compliance Program under the umbrella of the Compliance Department.
The AML Specialist primary function will be the CDD/EDD of high risk clients consisting of risk assessments, period reviews of transactional activity, detailed narratives relative to transactional volume, and the preparation of SAR related materials.
The AML Specialist II will also provide metrics related to client EDD.
This position may also perform a multitude of quality support in the area of BSA, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance using industry standard and regulatory guidance to ensure the Bank’s compliance efforts are maintained on a daily basis.
The AML Specialist II will assure compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations, while ensuring complete knowledge of BSA Policy Essential Functions 1.
Maintains proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act, USA Patriot Act, and OFAC.
2.
Perform CDD/EDD on high risk clients.
3.
Provide metrics related to high risk transactions/clients.
4.
Prepare SAR related presentation materials for the SAR Committee on high risk clients.
5.
Provide ad-hoc reporting of SAR filing/filter trends.
6.
Recommend to the BSA Officer the review of risk metric filters for optimization.
7.
Assists in providing BSA, AML, OFAC and CIP compliance support; interacts with Bank personnel pertaining to such issues.
8.
Provide data entry to automated monitoring system to ensure CDD/EDD compliance.
9.
Provide assistance during audits and examinations in retrieving auditor/examiner requests for supporting documentation.
10.
Prepare and supply various BSA reports.
11.
Provides support to all areas of the department where service or assistance is needed.
12.
Assist staff in daily tasks, operations and quality control; coordinating available resources (e.
g.
, staff, materials, etc.
) for maximum results.
13.
Answers telephones, answers questions and directs callers to proper Bank personnel.
14.
Follows policies and procedures; completes administrative tasks correctly and on time; supports the Bank’s goals and efforts.
Ancillary Functions 1.
Assures adherence to Bank policies and procedures and federal and state regulatory requirements.
2.
Provides cross-functional support to other areas of the department and the Bank where service or assistance is needed.
3.
Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Mandatory Training Curricula Training is required of all Bank staff as related to regulatory mandated compliance topics and courses required for specific job functions.
Career enhancement training courses are also available.
Please refer to course catalog and management for details.
Competencies (refer to Competencies Library) Skills • Proficiency in computer literacy (i.
e.
; Microsoft Office).
• Extensive ability to analyze, interpret and comprehend Government regulations.
• Excellent written and oral communication skills.
• Proactive and detail oriented.
• Ability to multi-task.
• Ability to maintain confidentiality.
• Strong report presentation skills.
• High School diploma or some collegiate level completion.
Physical Demands The physical and related demands described in this section are representative of those that must be met by an employee to successfully perform the essential functions of this job.
This job is mostly sedentary in nature, but may occasionally involve lifting files and other materials that weigh up to 20 lbs.
Employees in this job must be able to work in an office environment during regular business hours where they come into regular and frequent contact with internal and external customers and other members of the public.
Therefore, employees in this position are expected to have consistently positive interactions with the public.
Education/Training B.
S.
or B.
A.
degree in related field of study normally required; specialized bank compliance education/training.
CAMS or CFE Certification normally required.
Experience A minimum of three (3) years related experience normally required.
Salary Range $70,550 - $98,770